The Financial Planning Process Initial Data Meeting & Goal Setting Comprehensive fact finderIdentify objectives and financial goalsDefine scope of engagement and timeline Software Setup & Verification Meeting Confirm and finalize information obtained during fact finding sessionLink accounts to eMoney softwareReview spending and cash flowRisk assessmentCollect fee Presentation of Financial Plan Provide recommendations and implementation adviceeMoney reports could include Monte Carlo analysis, cash flow, insurance analysis, net worth statement. Reports included will depend on your planEstablish regular meeting timeline for ongoing reviews Implementation Implementation of plan recommendationsAccount(s) setupTrade execution (Execute rollover, asset allocation)Continue ongoing monthly contacts to follow up on recommendationsThis document will continue to change as your life evolves Fee options Basics Limited scope with up to three planning areas including Retirement, Investment, and Estate planning.Budget analysis (spending by category, spending history, budget establishment)Debt managementNo written recommendationsAccess to eMoney websiteOngoing advice with up to 12 contacts per yearMinimum 1 yearPerfect for people with a very basic situation or younger individuals.Starting at $99 per month ($1188) or $1100 if fee is paid up front. May increase with complexity Essentials Includes everything in the Situational package plus:Develop investment portfolio & set financial goals5 year cash flow and savings projectionReview Retirement account contributionsEvaluate employer retirement plans (401(k), fo3(b), SEP IRA, etc.)Elect employee benefits & other insurance needs (Life, Disability, Long-term care)Education and college fundingIncludes customized written recommendationsStarting at $291.67 per month ($3500) or $3400 if fee is paid up front Comprehensive Everything from Essentials package plus:Investment portfolio analysis, strategy, and recommendationsYear-end tax planning & savingsStock options strategy and stock plan optimization (ESPP, RSU, ISQ, NQSO)Debt strategy for mortgage, student loans, auto loans, etc.Traditional versus ROTH contributions analysisAssistance with major purchases (i.e. home buying help)Review custodial account contributionsPresentation of current financial situation as well as potential alternativesStarting at $416.67 per month ($5000) or $4900 if fee is paid up front. Advanced Everything from Comprehensive package plus:Tax coordination meeting with your accountantAlternative investment strategy (private equity, venture capital, non-traded real estate)Tax-qualified investment consideration (exchange funds, qualified opportunity zones, deferred annuities, etc.)Retirement income forecasting and planningConcentrated stock strategies & liquidations (10b5-1 planning)Complex Estate planning - updating documents and beneficiaries as neededRoth IRA conversion analysisAnnual gifting & charitable givingBusiness continuity and succession planningEmployee Benefit PlanningStarting at $666.67 per month ($8000) or $7900 if fee is paid up front. *Multiple payment options available including monthly subscription payments. Want to start the process today? Name Email Address Phone Question Thank you! Oops!