• Limited scope with up to three planning areas including Retirement, Investment, and Estate planning.
• Budget analysis (spending by category, spending history, budget establishment)
  
• Debt management
• No written recommendations
• Access to eMoney website
• Ongoing advice with up to 12 contacts per year
  
• Minimum 1 year
• Perfect for people with a very basic situation or younger individuals.

Starting at $99 per month ($1188) or $1100 if fee is paid up front. May increase with complexity

Includes everything in the Situational package plus:

• Develop investment portfolio & set financial goals
• 5 year cash flow and savings projection
• Review Retirement account contributions
• Evaluate employer retirement plans (401(k), fo3(b), SEP IRA, etc.)
• Elect employee benefits & other insurance needs (Life, Disability, Long-term care)
• Education and college funding
• Includes customized written recommendations

Starting at $291.67 per month ($3500) or $3400 if fee is paid up front

Everything from Essentials package plus:

• Investment portfolio analysis, strategy, and recommendations
• Year-end tax planning & savings
• Stock options strategy and stock plan optimization (ESPP, RSU, ISQ, NQSO)
• Debt strategy for mortgage, student loans, auto loans, etc.
• Traditional versus ROTH contributions analysis
• Assistance with major purchases (i.e. home buying help)
• Review custodial account contributions
• Presentation of current financial situation as well as potential alternatives

Starting at $416.67 per month ($5000) or $4900 if fee is paid up front. 

Everything from Comprehensive package plus:

• Tax coordination meeting with your accountant
• Alternative investment strategy (private equity, venture capital, non-traded real estate)
• Tax-qualified investment consideration (exchange funds, qualified opportunity zones, deferred annuities, etc.)
• Retirement income forecasting and planning
• Concentrated stock strategies & liquidations (10b5-1 planning)
• Complex Estate planning  - updating documents and beneficiaries as needed
• Roth IRA conversion analysis
• Annual gifting & charitable giving
• Business continuity and succession planning
• Employee Benefit Planning

Starting at $666.67 per month ($8000) or $7900 if fee is paid up front.