Blog

Lately, we’ve had several conversations with clients regarding the state of the US economy. Given the potential impacts of tariffs, questions regarding the strength of the economy and whether we are headed...

Analyzing the US economy is one of the more challenging parts of a researcher’s job. It’s a complex engine with many moving parts. In addition, economic data is generally backward looking, thus telling...

2024 has been quite the year for financial markets. We began January with a lot of unknowns, including inflation, the presidential election, geopolitical conflicts and higher interest rates. Despite these uncertainties,...

Behavioral Finance combines psychology and economics to understand how people make financial decisions. It challenges the traditional assumption that investors are purely rational and instead...

We get many questions these days about mortgage rates and if they’ll go down. We have no way of forecasting borrowing costs but thought it would be of “interest” to share some history on the changes in home loan borrowing rates. Long story

We thought it would be fun to stray from all things financial planning and investment management for a moment, and share with you some of our favorite local area day trip experiences. Yes, even we all take a break now and then!

The pandemic raised awareness about the importance of having a will, living trust, and other end-of-life documents. Still, only one in three American adults actually...

March 2024 Financial Traps to Avoid There’s a reason why even athletes, entertainers, and business people with seven-figure (and higher) incomessuddenly find themselves filing for bankruptcy. Money mismanagement can eat through...

Throughout history there have been many times where it seemed prudent to exit the market. Today there is no shortage of bad headlines and reasons not to invest. The optimal action for...

As we approach the end of 2023, our attention shifts to 2024 and what it may bring for the economy and financial markets. Over the past 12 months, we’ve certainly been through a lot...

July 2023  Halfway    It’s hard to believe that we passed the midpoint for 2023. From an investing perspective, this has certainly been a busy year. In March we navigated a banking crisis where several banks went...

June 2023Jumpstart College Savings with a 529 Saving for college is one of the most common financial priorities for young families. College tuition is on the rise and shows no signs of slowing down. Business Insider rates college...

Understanding the behavior of the economy is an overwhelming task. To come to a clearer picture, many analysts, economists, investors, and policymakers will reference economic indicators. These indicators can measure various aspects of...

February 2023Three Takeaways from January 2023January was a positive month for the markets with the S&P 500 up approximately 6% at the time of writing this. Even bonds did well this month which after 2022 was a welcome change. While it...

The Importance of Taking Advantage of Your 401(k) PlanNew Years is one of the most exciting times of the year. It creates a mental break in time, and in the process a new beginning. With the start of the new year, many will create...

November 2022 How We Spend How we spend our money is telling. It can indicate our preferences, values, and in some cases our age group. We looked at spending data across several different generations and categories. The...

The End of the Mid-Budget Movie The modern movie era is defined by big budget spectacles with attention-grabbing special effects and unmatched picture quality. Though DVD sales have declined in recent years, big budget films have...

Some of the most common questions we receive from clients is ‘how am I doing’? Will I be able to retire? How do I compare to others my age? While there is no one right answer, we’re hoping to shed some light in this...

Financial planning is a process. It changes and evolves over time. While broadly used, it has become synonymous with investing or creating a Will. In truth, it is far more complex and varies from person to person. Ultimately, a...

Recently there’s been a lot of discussion about inflation. How is it impacting the economy? How is it impacting my investments? What adjustments can we make so that we’re better prepared to deal with rising interest...